eLitmus

PocketCash
during hospitalisation

Insurance developed by Care Health Insurance Limited (formerly known as Religare Health Insurance Company Limited) for eLitmus.

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Highlight

  • Pay ₹ 255 once a year
  • Get ₹ 1000 pocket money for each day in hospital beyond two days
  • Higher daily pocket money of upto ₹ 5000 per day also available
  • Can cover parents also upto 60 years of age

Pocket cash is in over and above your Medical insurance which just covers your hospitalization costs in part


Why you can't lose? / Why is it a no brainer?

As seen from table below, if you take ₹1000 PocketCash option for each of next 20 years you will pay ₹ 5100!! And if you claim PocketCash for hopsitalisation for just 6 days in these 20 years you get back ₹ 6000 !! Anything beyond that you benefit.

This is because eLitmus is picking up part of the cost at two levels – but only for first 10,000 policies!!


The need for pocket money in addition to Medical insurance

WhoHow PocketCash will help
Poor
(Maid/ Cooks/ Security Guard/ Delivery Boys etc.)
  • Loss of daily income while in hospital and post that
  • Associated costs like going to hospital in cab, getting juice/ food from hospital canteen is very high percentage of their savings
  • Most will not have insurance OR have ESIC/Ayushman Bharat which does not cover lot of costs
You
(You/ Parents/ Spouse/ Childrens etc.)
  • In many cases Medical insurance does not cover all expenses of hospitalization
  • Costs shoot up – parents/ family need to travel to be near you, visits to doctors & hospitals, cook / help/ driver may need to be compensated more
  • Being hospitalized is depressing – get out and splurge on yourself

eLitmus will part pay the premium

  • For first 10,000 policies
  • At time of buying insurance, if the person is not related to you - put their name under proposer and in relation select self.
  • To claim this eLitmus contribution, go to claim your referral section and put 100000 as the referral id

Pocket money versus premium table

Daily Pocket MoneyPremium (including GST)eLitmus contributes*You payBuy
₹ 500₹ 242₹ 87₹ 155Buy
₹ 1000₹ 401₹ 146₹ 255Buy
₹ 2000₹ 708₹ 258₹ 450Buy
₹ 3000₹ 1062₹ 295₹ 767Buy
₹ 5000₹ 1770₹ 531₹ 1239Buy

*To claim this eLitmus contribution, go to claim your referral section and put 100000 as the referral id


How to buy ?

To know complete terms and conditions and buy the insurance visit PocketCash

Remember to do a good deed of buying it for some one needy in addition to you, your parents, spouse, children. It will be a small amount for you, but in the difficult period of poor, the pocket money could pay for the school fees and food of their children !!

Let humanity prevail in times of this crisis !!